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Why does the square capital loan amount fluctuate?

 I've been with square now about 5 years after coming over from pay-pal. I was excited to learn when square started offering capital to small businesses. Our first lian amount was for 6,000 in which we paid back. Afterwards our next lian offer was 1900 in which we paid back in less than 90 days. I got a notification from square today offering 3,000 im like what the hell. This isn't know way to grow a business. Can someone please explain. Really thinking about going back to pay-pal where my neighbor just received 25,000 loan for her small business.

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I know several people that have received generous loans recently from PayPal. I think they may be trying to take advantage of frustrated square users not receiving additional capital loans. Just my thoughts

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