I'm posting here because Square has made it impossible to speak with an understanding human being on this issue. I'm also certain they've went to an AI chat bot to answer their emails.

I have successfully paid 15 Square loans, all early. I just paid off my most recent loan. Every single indicator is green. My processing volume and projected growth are through the roof. Yet, because I've had 3 disputes in the last year, customer's who didn't read their agreements, and I have one of those currently open, I am not being offered a new loan. Based on risk and reward, has anyone been in this situation and had success getting Square to reevaluate the algorithm that is hurting their offer?