So if I have a payment for the amount of $10829.66 it will be okay to accept with no holds on the account? 

Hey there @jvidrio 

In short answer, there is no way to guarantee our system won't flag your account for review.

Now in a longer explanation...

Square periodically reviews all accounts for security reasons. When we place an account under review, we temporarily suspend transfers to linked bank accounts until the review is resolved. The unfortunate reality here is that businesses that violate our terms of service would love to use instant transfer to move large amounts of money, quickly. This is not to say we believe your business isn’t legitimate — we put measures like this in place so that Square is a secure place to do business for everyone.

If there is any documentation and information we request from you as part of the security review will be used to give us a sense of what we need to do to get your transfers moving again.

I hope this information is helpful!