I also do a lot of invoicing. Doesn't seem to make a difference.  I was just offered a loan about 2 weeks ago at about 76% paid

Congratulations! And no, processing is processing whether invoice or credit cards.

Processing is processing whether you swipe a card or via internet sales. I do both as well but more cards. My last offer now was 4 weeks ago roughly? No my bank isn't connected and never has been. I had 3 extremely busy days and Saturday night my offer came in and Monday I was funded. I was 81/84% paid off from my last loan in June which I was 91% paid off. Right now it's bouncing around from 70's to completely paid off before a new offer comes in. Last summer the % was was high to fully paid off. Most offers are tending to be slightly higher or less than the previous offer. Lenders from all over the industry are pulling back right now. Even if you're busy is booming in general the economy has slowed down and lenders watch that. Good luck and I hope that helps!

Received an offer last night (Sunday) around 5/6ish at 78% paid

I'm not sure if my response posted or not. I received my loan 2 weeks. It was bigger than June's loan around 81/84% paid 3 big day's of sales. Saturday night offer came in and funded Monday. All my indicators were green and no my bank is not connected. My offer in June Bank wasn't connected either I was 91% paid off for that one. Hope that helps. Good luck and keep processing daily!

Thank you for updating us! I’m at 78% paid. Was your offer higher this time?

I am now at 86% of a 11 thousand dollar loan, all green and no issues with processing. do you think i will be getting a new loan sometime this month?

My loan is paid off, and I'm all green, and I don’t have an offer. No one knows when an offer will come. 

Did you ever get an offer? I am processing daily. My loan is 86% paid off.. All green down the board and nothing. 

Did you get a new offer?

Did you get an offer? 

Guys I got a loan offer at 88% today!!! 10k lower than my last but I’ll take it! Keep processing! Good luck and much love! ❤️

Congrats I’m waiting for mine to update. I really hope it comes soon 

Congratulations!

Has anyone seen an offer in the 70s?

Many people above have had offers in the 70s in the past. However the new algorithm seems to be a higher percentage paid off before getting an offer 

3/4 years ago I just about guaranteed my loan was coming in between 70-75 % paid off like clock work! Now, you are a 💯 correct my last one was between 81-84% paid off. Hard to tell it came in late Saturday night and I didn't update yet. I had 3 busy days. I was funded on Monday. The prior one was 91% paid off. Most lenders are tightening up right now. 

A few here and there my last one was hard to tell 3 extremely busy days and 81/84% paid off and late Saturday my offer came in and funded Monday. Friday I looked and was 81% and sat it hadn't updated yet and my offer came in Sunday morning it was 84% so I was in that range. Last loan was 91% paid off. That was my highest % since 2014 I use to range from 68-78% but times have changed and lenders from all around are tightening down a bit the economy has a lot to do with lending right now.  As things pick up so will everything else 

We've now reached 90% Paid on our current loan, and have been with Square for a long while. A renewal would be a huge help, even if it's not as high as our prior one.